@import url('https://fonts.googleapis.com/css2?family=Open+Sans:wght@400;500;600;700;800&display=swap');

:root {
  --sdm-navy: #002855;
  --sdm-navy-2: #0a3768;
  --sdm-red: #a6192e;
  --sdm-red-dark: #861325;
  --ink: #20272c;
  --muted: #626d76;
  --cool-gray: #99999b;
  --coffee: #cabfad;
  --paper: #f5f7fa;
  --line: #dbe1e8;
  --white: #fff;
  --success: #16835c;
  --shadow: 0 20px 55px rgba(0, 40, 85, 0.12);
  --shadow-soft: 0 10px 32px rgba(0, 40, 85, 0.08);
  --radius-xl: 36px;
  --radius-lg: 24px;
  --radius-md: 16px;
  --container: 1200px;
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: 'Open Sans', Arial, sans-serif;
  font-size: 16px;
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
}

body.menu-open {
  overflow: hidden;
}

img {
  max-width: 100%;
  display: block;
}

a {
  color: inherit;
}

button,
input {
  font: inherit;
}

button,
a {
  -webkit-tap-highlight-color: transparent;
}

:focus-visible {
  outline: 3px solid #f2b43f;
  outline-offset: 4px;
}

.container {
  width: min(var(--container), calc(100% - 48px));
  margin-inline: auto;
}

.sr-only {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

.eyebrow {
  margin: 0 0 14px;
  color: var(--sdm-red);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: 0.11em;
  text-transform: uppercase;
}

.eyebrow--light {
  color: #f3c8ce;
}

.section {
  padding: 104px 0;
}

.section--soft {
  background: var(--paper);
}

.section-heading {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(260px, 430px);
  gap: 40px;
  align-items: end;
  margin-bottom: 48px;
}

.section-heading h2,
.split-copy h2,
.journey-copy h2 {
  margin: 0;
  color: var(--sdm-navy);
  font-size: clamp(36px, 5vw, 64px);
  line-height: 1.03;
  letter-spacing: -0.04em;
}

.section-heading p,
.split-copy > p,
.journey-copy > p {
  margin: 0;
  color: var(--muted);
  font-size: 18px;
}

.btn {
  min-height: 54px;
  padding: 14px 24px;
  border: 1px solid transparent;
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  background: var(--sdm-red);
  color: var(--white);
  font-weight: 700;
  text-decoration: none;
  cursor: pointer;
  transition: transform 180ms ease, background 180ms ease, box-shadow 180ms ease;
}

.btn:hover {
  background: var(--sdm-red-dark);
  box-shadow: 0 12px 28px rgba(166, 25, 46, 0.24);
  transform: translateY(-2px);
}

.btn:active {
  transform: translateY(0);
}

.btn:disabled,
.btn[aria-disabled='true'] {
  background: #b7bec6;
  box-shadow: none;
  cursor: not-allowed;
  transform: none;
}

.btn--light {
  background: var(--white);
  color: var(--sdm-navy);
}

.btn--light:hover {
  background: #f1f4f8;
}

.btn--outline {
  border-color: rgba(255,255,255,.45);
  background: transparent;
  color: var(--white);
}

.btn--outline:hover {
  border-color: var(--white);
  background: rgba(255,255,255,.08);
}

.btn svg {
  width: 19px;
  height: 19px;
  flex: 0 0 auto;
}

.site-header {
  position: relative;
  z-index: 40;
  background: var(--white);
  border-bottom: 1px solid rgba(0, 40, 85, 0.1);
}

.header-inner {
  min-height: 86px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
}

.brand-lockup {
  display: flex;
  align-items: center;
  gap: 18px;
  flex: 0 0 auto;
}

.brand-lockup__sdm {
  width: 188px;
  height: auto;
}

.brand-lockup__aslife {
  width: 122px;
  height: auto;
}

.brand-lockup__divider {
  width: 1px;
  height: 38px;
  background: var(--line);
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 30px;
}

.main-nav a {
  position: relative;
  color: #3e4952;
  font-size: 14px;
  font-weight: 600;
  text-decoration: none;
}

.main-nav a:not(.btn)::after {
  content: '';
  position: absolute;
  left: 0;
  right: 100%;
  bottom: -7px;
  height: 2px;
  background: var(--sdm-red);
  transition: right 180ms ease;
}

.main-nav a:hover::after {
  right: 0;
}

.main-nav .btn {
  min-height: 44px;
  padding: 9px 18px;
  color: var(--white);
}

.menu-toggle {
  width: 46px;
  height: 46px;
  padding: 0;
  border: 1px solid var(--line);
  border-radius: 50%;
  display: none;
  place-items: center;
  background: var(--white);
  color: var(--sdm-navy);
  cursor: pointer;
}

.menu-toggle svg {
  width: 23px;
  height: 23px;
}

.landing-hero,
.product-hero {
  position: relative;
  overflow: hidden;
  background: var(--sdm-navy);
  color: var(--white);
}

.site-header .container {
  width: min(1120px, calc(100% - 48px));
}

.landing-hero::before,
.product-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  pointer-events: none;
  background:
    radial-gradient(circle at 78% 18%, rgba(202,191,173,.25), transparent 25%),
    linear-gradient(115deg, transparent 55%, rgba(255,255,255,.045) 55% 56%, transparent 56% 64%, rgba(255,255,255,.04) 64% 65%, transparent 65%);
}

.landing-hero__inner {
  min-height: 690px;
  padding: 92px 0 106px;
  display: grid;
  grid-template-columns: minmax(0, 1.06fr) minmax(440px, .94fr);
  gap: 56px;
  align-items: center;
}

.landing-hero__copy,
.product-hero__copy {
  position: relative;
  z-index: 2;
  min-width: 0;
}

.landing-hero h1,
.product-hero h1 {
  margin: 0;
  font-size: clamp(54px, 7vw, 96px);
  line-height: .96;
  letter-spacing: -0.055em;
}

.landing-hero h1 span {
  display: block;
  color: #f1b9c1;
}

.landing-hero__lead,
.product-hero__lead {
  max-width: 640px;
  margin: 28px 0 0;
  color: rgba(255,255,255,.78);
  font-size: clamp(18px, 2vw, 23px);
  line-height: 1.5;
}

.hero-actions {
  margin-top: 34px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.hero-note {
  margin-top: 24px;
  display: flex;
  align-items: center;
  gap: 12px;
  color: rgba(255,255,255,.72);
  font-size: 13px;
}

.hero-note img {
  width: 30px;
  height: auto;
  padding: 4px;
  border-radius: 50%;
  background: var(--white);
}

.vault-stage {
  position: relative;
  min-height: 500px;
  display: grid;
  place-items: center;
}

.vault-stage::before {
  content: '';
  position: absolute;
  width: 470px;
  aspect-ratio: 1;
  border: 1px solid rgba(255,255,255,.22);
  border-radius: 50%;
  box-shadow:
    inset 0 0 0 32px rgba(255,255,255,.035),
    inset 0 0 0 92px rgba(166,25,46,.18);
}

.vault-stage::after {
  content: '03   06   12';
  position: absolute;
  bottom: 24px;
  color: rgba(255,255,255,.52);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .45em;
}

.vault-stage img {
  position: relative;
  z-index: 1;
  width: min(92%, 510px);
  filter: drop-shadow(0 28px 30px rgba(0,0,0,.22));
}

.income-stage {
  position: relative;
  min-width: 0;
  min-height: 500px;
  display: grid;
  place-items: center;
}

.income-stage__ring {
  position: relative;
  width: min(88%, 455px);
  aspect-ratio: 1;
  border: 1px solid rgba(255,255,255,.28);
  border-radius: 50%;
  display: grid;
  place-items: center;
  box-shadow: inset 0 0 0 40px rgba(255,255,255,.035), inset 0 0 0 118px rgba(166,25,46,.16);
}

.income-stage__ring::before,
.income-stage__ring::after {
  content: '';
  position: absolute;
  border-radius: 50%;
}

.income-stage__ring::before {
  inset: 16%;
  border: 1px dashed rgba(255,255,255,.34);
}

.income-stage__ring::after {
  width: 14px;
  height: 14px;
  top: 4%;
  background: #f2b43f;
  box-shadow: 0 0 0 8px rgba(242,180,63,.12);
}

.income-stage__center {
  position: relative;
  z-index: 2;
  width: 62%;
  aspect-ratio: 1;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--sdm-red);
  box-shadow: 0 28px 70px rgba(0,0,0,.25);
  text-align: center;
}

.income-stage__center strong {
  display: block;
  font-size: clamp(52px, 6vw, 82px);
  line-height: .9;
  letter-spacing: -.07em;
}

.income-stage__center span {
  display: block;
  margin-top: 11px;
  color: rgba(255,255,255,.72);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .12em;
  text-transform: uppercase;
}

.income-stage__chip {
  position: absolute;
  z-index: 3;
  padding: 12px 18px;
  border: 1px solid rgba(255,255,255,.22);
  border-radius: 999px;
  background: rgba(0,40,85,.84);
  color: var(--white);
  font-size: 13px;
  font-weight: 800;
  backdrop-filter: blur(10px);
}

.income-stage__chip--one { left: 0; top: 21%; }
.income-stage__chip--two { right: 0; bottom: 21%; }

.vault-badge {
  position: absolute;
  z-index: 3;
  left: 14px;
  bottom: 58px;
  width: 150px;
  aspect-ratio: 1;
  border: 7px solid rgba(255,255,255,.13);
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--sdm-red);
  color: var(--white);
  text-align: center;
  transform: rotate(-7deg);
}

.vault-badge strong {
  display: block;
  font-size: 29px;
  line-height: 1;
}

.vault-badge span {
  display: block;
  margin-top: 6px;
  font-size: 11px;
  font-weight: 700;
  letter-spacing: .08em;
  text-transform: uppercase;
}

.product-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 22px;
}

.product-card {
  position: relative;
  min-height: 410px;
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  overflow: hidden;
  display: flex;
  flex-direction: column;
  background: var(--white);
  box-shadow: var(--shadow-soft);
  transition: transform 180ms ease, border 180ms ease, box-shadow 180ms ease;
}

.product-card:hover {
  border-color: rgba(166,25,46,.45);
  box-shadow: var(--shadow);
  transform: translateY(-6px);
}

.product-card::after {
  content: '';
  position: absolute;
  top: -72px;
  right: -72px;
  width: 190px;
  aspect-ratio: 1;
  border: 24px solid rgba(166,25,46,.08);
  border-radius: 50%;
}

.product-card__top {
  display: flex;
  justify-content: space-between;
  gap: 20px;
  align-items: flex-start;
}

.product-card__number {
  color: var(--sdm-navy);
  font-size: clamp(62px, 7vw, 94px);
  font-weight: 800;
  line-height: .85;
  letter-spacing: -.08em;
}

.product-card__number small {
  font-size: 17px;
  letter-spacing: 0;
}

.product-card__rate {
  position: relative;
  z-index: 1;
  padding: 8px 11px;
  border-radius: 999px;
  background: #f7e7ea;
  color: var(--sdm-red);
  font-size: 14px;
  font-weight: 800;
  white-space: nowrap;
}

.product-card h3 {
  margin: 36px 0 10px;
  color: var(--sdm-navy);
  font-size: 25px;
  line-height: 1.18;
}

.product-card p {
  margin: 0;
  color: var(--muted);
}

.product-card__meta {
  margin-top: 24px;
  padding-top: 18px;
  border-top: 1px solid var(--line);
  display: flex;
  justify-content: space-between;
  gap: 14px;
  color: var(--muted);
  font-size: 13px;
}

.product-card__meta strong {
  display: block;
  color: var(--ink);
  font-size: 16px;
}

.product-card .btn {
  width: 100%;
}

.product-card__actions {
  display: grid;
  gap: 10px;
  margin-top: auto;
  padding-top: 24px;
}

.btn--card-outline {
  border-color: var(--line);
  background: transparent;
  color: var(--sdm-navy);
}

.btn--card-outline:hover {
  border-color: var(--sdm-navy);
  background: var(--paper);
  box-shadow: none;
}

.benefit-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.benefit-card {
  min-height: 260px;
  padding: 26px;
  border-radius: var(--radius-lg);
  background: var(--white);
  border: 1px solid var(--line);
}

.benefit-card__icon {
  width: 52px;
  height: 52px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: #f7e7ea;
  color: var(--sdm-red);
}

.benefit-card__icon svg {
  width: 26px;
  height: 26px;
}

.benefit-card h3 {
  margin: 34px 0 10px;
  color: var(--sdm-navy);
  font-size: 21px;
  line-height: 1.25;
}

.benefit-card p {
  margin: 0;
  color: var(--muted);
  font-size: 15px;
}

.journey-wrap {
  display: grid;
  grid-template-columns: .72fr 1.28fr;
  gap: 72px;
  align-items: start;
}

.journey-copy {
  position: sticky;
  top: 30px;
}

.journey-copy .btn {
  margin-top: 30px;
}

.journey-list {
  position: relative;
  display: grid;
  gap: 12px;
}

.journey-list::before {
  content: '';
  position: absolute;
  top: 46px;
  bottom: 46px;
  left: 35px;
  width: 3px;
  background: var(--sdm-red);
}

.journey-item {
  position: relative;
  min-height: 116px;
  padding: 25px 26px 25px 96px;
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--white);
}

.journey-item__num {
  position: absolute;
  z-index: 2;
  left: 15px;
  top: 24px;
  width: 42px;
  height: 42px;
  border: 5px solid var(--white);
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--sdm-red);
  color: var(--white);
  font-size: 13px;
  font-weight: 800;
  box-shadow: 0 0 0 1px var(--sdm-red);
}

.journey-item h3 {
  margin: 0 0 6px;
  color: var(--sdm-navy);
  font-size: 21px;
}

.journey-item p {
  margin: 0;
  color: var(--muted);
}

.partner-panel {
  padding: 54px;
  border-radius: var(--radius-xl);
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  background: var(--sdm-navy);
  color: var(--white);
}

.partner-panel h2 {
  margin: 0;
  font-size: clamp(34px, 4vw, 56px);
  line-height: 1.05;
  letter-spacing: -.04em;
}

.partner-panel p {
  margin: 20px 0 0;
  color: rgba(255,255,255,.72);
  font-size: 17px;
}

.partner-panel__facts {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 1px;
  overflow: hidden;
  border: 1px solid rgba(255,255,255,.18);
  border-radius: var(--radius-lg);
  background: rgba(255,255,255,.18);
}

.partner-fact {
  min-height: 138px;
  padding: 24px;
  background: var(--sdm-navy);
}

.partner-fact strong {
  display: block;
  font-size: 25px;
}

.partner-fact span {
  display: block;
  margin-top: 8px;
  color: rgba(255,255,255,.62);
  font-size: 13px;
}

.faq-list {
  display: grid;
  gap: 10px;
}

.faq-item {
  border: 1px solid var(--line);
  border-radius: var(--radius-md);
  background: var(--white);
}

.faq-item summary {
  min-height: 76px;
  padding: 22px 64px 22px 24px;
  position: relative;
  display: flex;
  align-items: center;
  color: var(--sdm-navy);
  font-size: 18px;
  font-weight: 700;
  cursor: pointer;
  list-style: none;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: '+';
  position: absolute;
  right: 22px;
  top: 18px;
  width: 38px;
  height: 38px;
  border-radius: 50%;
  display: grid;
  place-items: center;
  background: var(--paper);
  color: var(--sdm-red);
  font-size: 25px;
  font-weight: 400;
}

.faq-item[open] summary::after {
  content: '−';
}

.faq-item__answer {
  max-width: 900px;
  padding: 0 64px 24px 24px;
  color: var(--muted);
}

.faq-item__answer p {
  margin: 0 0 12px;
}

.faq-item__answer ul {
  margin: 0 0 14px;
  padding: 0;
  display: grid;
  gap: 7px;
  list-style: none;
}

.faq-item__answer li {
  margin: 0;
}

.faq-item__answer a {
  color: var(--sdm-red);
  font-weight: 700;
}

.site-footer {
  padding: 58px 0 26px;
  background: var(--ink);
  color: var(--white);
}

.footer-top {
  display: grid;
  grid-template-columns: 1.1fr .9fr;
  gap: 60px;
}

.footer-logo {
  width: 196px;
}

.footer-copy {
  max-width: 570px;
  margin: 22px 0 0;
  color: rgba(255,255,255,.58);
  font-size: 13px;
}

.footer-links {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 12px 24px;
  align-content: start;
}

.footer-links a {
  color: rgba(255,255,255,.78);
  font-size: 14px;
  text-decoration: none;
}

.footer-links a:hover {
  color: var(--white);
}

.footer-bottom {
  margin-top: 44px;
  padding-top: 22px;
  border-top: 1px solid rgba(255,255,255,.12);
  display: flex;
  justify-content: space-between;
  gap: 24px;
  color: rgba(255,255,255,.42);
  font-size: 12px;
}

/* Product pages */
.product-hero__inner {
  min-height: 610px;
  padding: 78px 0 132px;
  display: grid;
  grid-template-columns: minmax(0, 1.05fr) minmax(400px, .95fr);
  gap: 48px;
  align-items: center;
}

.product-hero__term {
  margin-bottom: 20px;
  display: inline-flex;
  align-items: center;
  gap: 10px;
  color: rgba(255,255,255,.78);
  font-size: 14px;
  font-weight: 700;
}

.product-hero__term::before {
  content: '';
  width: 9px;
  height: 9px;
  border-radius: 50%;
  background: #f2b43f;
}

.product-name-long {
  display: inline-block;
  white-space: nowrap;
}

.product-hero__rate {
  margin-top: 32px;
  display: flex;
  align-items: baseline;
  gap: 13px;
}

.product-hero__rate strong {
  color: #f2c3ca;
  font-size: clamp(58px, 8vw, 104px);
  line-height: .9;
  letter-spacing: -.07em;
}

.product-hero__rate span {
  color: rgba(255,255,255,.7);
  font-weight: 600;
}

.product-visual {
  position: relative;
  min-height: 430px;
  display: grid;
  place-items: center;
}

.product-visual::before,
.product-visual::after {
  content: '';
  position: absolute;
  border-radius: 50%;
}

.product-visual::before {
  width: 410px;
  aspect-ratio: 1;
  border: 1px solid rgba(255,255,255,.22);
  box-shadow: inset 0 0 0 34px rgba(255,255,255,.035);
}

.product-visual::after {
  width: 280px;
  aspect-ratio: 1;
  border: 1px dashed rgba(255,255,255,.32);
}

.product-visual img {
  position: relative;
  z-index: 2;
  width: min(100%, 460px);
  filter: drop-shadow(0 30px 34px rgba(0,0,0,.22));
}

.product-switcher {
  margin-top: -52px;
  position: relative;
  z-index: 10;
}

.product-switcher__inner {
  padding: 12px;
  border-radius: 999px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 8px;
  background: var(--white);
  box-shadow: var(--shadow);
}

.product-switcher a {
  min-height: 58px;
  padding: 12px 18px;
  border-radius: 999px;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  color: var(--sdm-navy);
  font-weight: 700;
  text-decoration: none;
}

.product-switcher a span {
  color: var(--muted);
  font-size: 12px;
  font-weight: 600;
}

.product-switcher a[aria-current='page'] {
  background: var(--sdm-red);
  color: var(--white);
}

.product-switcher a[aria-current='page'] span {
  color: rgba(255,255,255,.7);
}

.condition-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap: 1px;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius-lg);
  background: var(--line);
}

.condition-item {
  min-height: 154px;
  padding: 25px;
  background: var(--white);
}

.condition-item span {
  display: block;
  color: var(--muted);
  font-size: 13px;
}

.condition-item strong {
  display: block;
  margin-top: 13px;
  color: var(--sdm-navy);
  font-size: 21px;
  line-height: 1.25;
}

.disclosure {
  margin-top: 26px;
  padding: 20px 22px;
  border-left: 4px solid var(--sdm-red);
  background: #f8f2f3;
  color: #515b64;
  font-size: 13px;
}

.reveal {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity 500ms ease, transform 500ms ease;
}

.reveal.is-visible {
  opacity: 1;
  transform: none;
}

@media (max-width: 1080px) {
  .main-nav {
    gap: 18px;
  }

  .landing-hero__inner,
  .product-hero__inner {
    grid-template-columns: minmax(0, 1fr) 420px;
    gap: 24px;
  }

  .benefit-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .benefit-card {
    min-height: 220px;
  }
}

@media (max-width: 900px) {
  .container {
    width: min(100% - 36px, var(--container));
  }

  .section {
    padding: 78px 0;
  }

  .main-nav {
    position: fixed;
    top: 0;
    right: 0;
    bottom: 0;
    width: min(84vw, 380px);
    padding: 110px 30px 36px;
    flex-direction: column;
    align-items: stretch;
    gap: 8px;
    background: var(--white);
    box-shadow: -18px 0 50px rgba(0,40,85,.16);
    transform: translateX(105%);
    transition: transform 240ms ease;
  }

  .main-nav.is-open {
    transform: none;
  }

  .main-nav a {
    padding: 15px 4px;
    font-size: 17px;
  }

  .main-nav .btn {
    margin-top: 20px;
  }

  .menu-toggle {
    position: relative;
    z-index: 42;
    display: grid;
  }

  .landing-hero__inner,
  .product-hero__inner {
    grid-template-columns: 1fr;
  }

  .landing-hero__inner {
    padding: 70px 0 56px;
  }

  .product-hero__inner {
    padding: 62px 0 96px;
  }

  .vault-stage,
  .product-visual,
  .income-stage {
    min-height: 380px;
  }

  .vault-stage::before {
    width: 390px;
  }

  .product-grid {
    grid-template-columns: 1fr;
  }

  .product-card {
    min-height: 330px;
  }

  .section-heading {
    grid-template-columns: 1fr;
    gap: 18px;
  }

  .journey-wrap {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .journey-copy {
    position: static;
  }

  .partner-panel {
    grid-template-columns: 1fr;
  }

  .footer-top {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 680px) {
  body {
    font-size: 15px;
  }

  .container {
    width: min(100% - 28px, var(--container));
  }

  .section {
    padding: 62px 0;
  }

  .header-inner {
    min-height: 72px;
  }

  .brand-lockup {
    gap: 10px;
  }

  .brand-lockup__sdm {
    width: 126px;
  }

  .brand-lockup__aslife {
    width: 76px;
  }

  .brand-lockup__divider {
    height: 30px;
  }

  .landing-hero h1,
  .product-hero h1 {
    font-size: clamp(40px, 12vw, 58px);
    overflow-wrap: anywhere;
  }

  .product-name-long {
    font-size: .88em;
  }

  .landing-hero__lead,
  .product-hero__lead {
    margin-top: 20px;
    font-size: 17px;
  }

  .hero-actions {
    margin-top: 26px;
    display: grid;
  }

  .hero-actions .btn {
    width: 100%;
  }

  .vault-stage,
  .product-visual,
  .income-stage {
    min-height: 315px;
  }

  .vault-stage::before,
  .product-visual::before {
    width: 300px;
  }

  .income-stage__ring {
    width: 300px;
  }

  .income-stage__center strong {
    font-size: 54px;
  }

  .income-stage__chip {
    padding: 9px 13px;
    font-size: 11px;
  }

  .product-visual::after {
    width: 210px;
  }

  .vault-badge {
    left: 0;
    bottom: 32px;
    width: 116px;
  }

  .vault-badge strong {
    font-size: 22px;
  }

  .product-card {
    padding: 24px;
  }

  .benefit-grid {
    grid-template-columns: 1fr;
  }

  .benefit-card {
    min-height: 0;
  }

  .benefit-card h3 {
    margin-top: 24px;
  }

  .partner-panel {
    padding: 34px 24px;
  }

  .partner-panel__facts {
    grid-template-columns: 1fr;
  }

  .partner-fact {
    min-height: 112px;
  }

  .footer-links {
    grid-template-columns: 1fr;
  }

  .footer-bottom {
    flex-direction: column;
  }

  .product-switcher {
    margin-top: -42px;
  }

  .product-switcher__inner {
    border-radius: 22px;
  }

  .product-switcher a {
    min-height: 64px;
    padding: 8px;
    border-radius: 16px;
    flex-direction: column;
    gap: 0;
    font-size: 14px;
  }

  .product-switcher a span {
    font-size: 10px;
  }

  .condition-grid {
    grid-template-columns: 1fr;
  }

  .condition-item {
    min-height: 120px;
  }

  .faq-item summary {
    min-height: 70px;
    padding: 18px 58px 18px 18px;
    font-size: 16px;
  }

  .faq-item summary::after {
    right: 15px;
    top: 15px;
  }

  .faq-item__answer {
    padding: 0 18px 20px;
  }

}

@media (max-width: 380px) {
  .landing-hero h1,
  .product-hero h1 {
    font-size: 24px;
    letter-spacing: -.075em;
    overflow-wrap: normal;
    word-break: normal;
    hyphens: none;
  }

  .brand-lockup__sdm {
    width: 108px;
  }

  .brand-lockup__aslife {
    width: 67px;
  }

  .product-card__meta {
    flex-direction: column;
  }

  .result-row {
    display: grid;
    gap: 5px;
  }

  .result-row strong {
    text-align: left;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: .01ms !important;
    animation-duration: .01ms !important;
    animation-iteration-count: 1 !important;
  }

  .reveal {
    opacity: 1;
    transform: none;
  }
}

/* Partner landing refresh: customer-facing copy and clear product summaries */
.landing-hero,
.product-hero {
  background:
    radial-gradient(circle at 82% 26%, rgba(166, 25, 46, .42), transparent 30%),
    linear-gradient(128deg, #002855 0%, #103a68 62%, #57465f 120%);
}

.landing-hero::before,
.product-hero::before {
  background:
    radial-gradient(circle at 73% 18%, rgba(242, 180, 63, .17), transparent 19%),
    linear-gradient(110deg, transparent 0 67%, rgba(255,255,255,.055) 67% 67.2%, transparent 67.2%);
}

.landing-hero__inner {
  min-height: 650px;
  padding: 78px 0 96px;
  grid-template-columns: minmax(0, 1fr) minmax(420px, .88fr);
  gap: 74px;
}

.landing-hero h1,
.product-hero h1 {
  max-width: 760px;
  font-size: clamp(50px, 6.2vw, 82px);
  line-height: .98;
}

.landing-hero h1 span {
  color: #fff;
}

.landing-hero__lead,
.product-hero__lead {
  max-width: 590px;
  color: rgba(255,255,255,.84);
}

.hero-note {
  color: rgba(255,255,255,.8);
}

.hero-offers,
.hero-summary {
  min-width: 0;
  padding: 28px;
  border: 1px solid rgba(255,255,255,.3);
  border-radius: 28px;
  background: rgba(255,255,255,.96);
  color: var(--ink);
  box-shadow: 0 30px 70px rgba(0,0,0,.2);
}

.hero-offers {
  display: grid;
  gap: 10px;
}

.hero-offers__label,
.hero-summary__label {
  margin: 0 0 4px;
  color: var(--sdm-red);
  font-size: 11px;
  font-weight: 800;
  letter-spacing: .11em;
  text-transform: uppercase;
}

.hero-offer {
  min-height: 88px;
  padding: 14px 16px;
  border: 1px solid var(--line);
  border-radius: 18px;
  display: grid;
  grid-template-columns: 68px minmax(0, 1fr);
  column-gap: 16px;
  align-items: center;
  background: #fff;
  color: var(--sdm-navy);
  text-decoration: none;
  transition: border-color 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}

.hero-offer:hover {
  border-color: rgba(166,25,46,.5);
  box-shadow: 0 10px 24px rgba(0,40,85,.1);
  transform: translateY(-2px);
}

.hero-offer > span {
  grid-row: 1 / 3;
  min-height: 58px;
  border-radius: 14px;
  display: grid;
  place-items: center;
  background: var(--sdm-navy);
  color: #fff;
  font-size: 13px;
  font-weight: 800;
}

.hero-offer strong,
.hero-offer small {
  grid-column: 2;
}

.hero-offer strong {
  align-self: end;
  font-size: 20px;
  line-height: 1.15;
}

.hero-offer small {
  align-self: start;
  color: var(--muted);
  font-size: 12px;
  font-weight: 600;
}

.hero-offers__note,
.hero-summary__note {
  margin: 6px 2px 0;
  color: var(--muted);
  font-size: 12px;
  line-height: 1.5;
}

.hero-summary {
  align-self: center;
}

.hero-summary__row {
  min-height: 64px;
  padding: 14px 0;
  border-bottom: 1px solid var(--line);
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.hero-summary__row span {
  color: var(--muted);
  font-size: 13px;
}

.hero-summary__row strong {
  color: var(--sdm-navy);
  font-size: 18px;
  text-align: right;
}

.hero-summary__note {
  margin-top: 18px;
}

.product-grid {
  align-items: stretch;
}

.product-card {
  min-height: 430px;
  padding: 30px;
  border-color: #e5e9ee;
  box-shadow: 0 14px 38px rgba(0,40,85,.07);
}

.product-card:nth-child(2) {
  border-color: rgba(166,25,46,.35);
  background: linear-gradient(180deg, #fff 0%, #fdf7f8 100%);
}

.product-card__number {
  font-size: clamp(58px, 6vw, 78px);
  letter-spacing: -.065em;
}

.product-card__number small {
  font-size: 18px;
}

.product-card h3 {
  margin-top: 32px;
  font-size: 28px;
}

.product-card__meta {
  display: grid;
  grid-template-columns: 1fr 1fr;
}

.product-card__meta strong {
  margin-top: 3px;
}

.product-hero__inner {
  min-height: 620px;
  padding: 70px 0 122px;
  grid-template-columns: minmax(0, 1fr) minmax(420px, .88fr);
  gap: 72px;
}

.product-hero__rate {
  margin-top: 28px;
}

.product-hero__rate strong {
  color: #fff;
  font-size: clamp(58px, 7vw, 86px);
}

.product-switcher {
  margin-top: -46px;
}

.product-switcher__inner {
  padding: 10px;
  border-radius: 26px;
  box-shadow: 0 18px 50px rgba(0,40,85,.12);
}

.product-switcher a {
  min-height: 72px;
  padding: 10px 18px;
  border-radius: 19px;
  flex-direction: column;
  gap: 2px;
}

.product-switcher a strong {
  font-size: 17px;
}

.product-switcher a span {
  font-size: 11px;
}

.condition-grid {
  grid-template-columns: repeat(4, minmax(0,1fr));
}

.condition-item {
  min-height: 142px;
}

.footer-bottom span:last-child {
  max-width: 520px;
  text-align: right;
}

@media (max-width: 1040px) {
  .landing-hero__inner,
  .product-hero__inner {
    grid-template-columns: minmax(0, 1fr) minmax(360px, .82fr);
    gap: 34px;
  }

  .condition-grid {
    grid-template-columns: repeat(2, minmax(0,1fr));
  }
}

@media (max-width: 760px) {
  .landing-hero__inner,
  .product-hero__inner {
    min-height: 0;
    padding: 58px 0 88px;
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .landing-hero h1,
  .product-hero h1 {
    font-size: clamp(42px, 13vw, 62px);
  }

  .landing-hero__lead,
  .product-hero__lead {
    font-size: 18px;
  }

  .hero-offers,
  .hero-summary {
    margin-top: 14px;
    padding: 20px;
    border-radius: 22px;
  }

  .product-card {
    min-height: 390px;
  }

  .product-switcher {
    margin-top: -34px;
    overflow: visible;
  }

  .product-switcher__inner {
    width: min(calc(100% - 28px), 620px);
    padding: 8px;
    border-radius: 22px;
    gap: 6px;
  }

  .product-switcher a {
    min-width: 0;
    min-height: 66px;
    padding: 8px 5px;
    border-radius: 16px;
  }

  .product-switcher a strong {
    font-size: 13px;
  }

  .product-switcher a span {
    font-size: 9px;
    white-space: normal;
    text-align: center;
  }

  .condition-grid {
    grid-template-columns: 1fr;
  }

  .condition-item {
    min-height: 112px;
  }

  .footer-bottom span:last-child {
    text-align: left;
  }
}

@media (max-width: 390px) {
  .landing-hero h1,
  .product-hero h1 {
    font-size: 40px;
    letter-spacing: -.055em;
  }

  .hero-offers,
  .hero-summary {
    padding: 16px;
  }

  .hero-offer {
    grid-template-columns: 58px minmax(0, 1fr);
    padding: 12px;
  }

  .hero-offer > span {
    min-height: 52px;
  }

  .hero-offer strong {
    font-size: 17px;
  }

  .product-card__meta {
    grid-template-columns: 1fr;
  }
}

/* Boris Makarov review: online-first hero and persistent CTA */
.hero-online-tag {
  width: fit-content;
  margin: 0 0 18px;
  padding: 9px 15px;
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: #f2b43f;
  color: var(--sdm-navy);
  box-shadow: 0 10px 30px rgba(0, 0, 0, .18);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: .045em;
  text-transform: uppercase;
}

.hero-online-tag span {
  color: var(--success);
  font-size: 18px;
  line-height: 0;
}

.hero-person {
  position: relative;
  min-height: 510px;
  align-self: stretch;
  overflow: hidden;
  border: 1px solid rgba(255, 255, 255, .34);
  border-radius: 34px;
  background: #e9edf1;
  box-shadow: 0 34px 80px rgba(0, 0, 0, .24);
  isolation: isolate;
}

.hero-person--no-image {
  background:
    radial-gradient(circle at 82% 22%, rgba(166, 25, 46, .16) 0 8%, transparent 8.5%),
    linear-gradient(145deg, #fff 0%, #f2f5f8 48%, #dce5ee 100%);
}

.hero-person--no-image::before {
  content: '';
  position: absolute;
  right: -145px;
  bottom: -155px;
  width: 430px;
  height: 430px;
  border: 74px solid rgba(166, 25, 46, .09);
  border-radius: 50%;
}

.hero-person::after {
  content: '';
  position: absolute;
  z-index: 1;
  inset: 0;
  background: linear-gradient(180deg, transparent 55%, rgba(0, 40, 85, .62) 100%);
  pointer-events: none;
}

.hero-person--no-image::after {
  background: linear-gradient(135deg, rgba(0, 40, 85, .02), rgba(0, 40, 85, .16));
}

.hero-person img {
  width: 100%;
  height: 100%;
  min-height: 510px;
  object-fit: cover;
  object-position: 57% center;
}

.hero-person__rate {
  position: absolute;
  z-index: 2;
  top: 24px;
  left: 24px;
  min-width: 176px;
  padding: 15px 19px 17px;
  border: 1px solid rgba(255, 255, 255, .78);
  border-radius: 22px;
  display: grid;
  background: rgba(255, 255, 255, .94);
  color: var(--sdm-navy);
  box-shadow: 0 18px 44px rgba(0, 40, 85, .2);
  backdrop-filter: blur(12px);
}

.hero-person--no-image .hero-person__rate {
  top: 50%;
  left: 50%;
  min-width: 270px;
  padding: 28px 32px 31px;
  transform: translate(-50%, -50%);
  border-color: rgba(255, 255, 255, .92);
  border-radius: 30px;
  box-shadow: 0 26px 70px rgba(0, 40, 85, .2);
}

.hero-person--no-image .hero-person__rate span {
  font-size: 15px;
}

.hero-person--no-image .hero-person__rate strong {
  margin: 7px 0;
  font-size: clamp(66px, 7vw, 92px);
}

.hero-person__rate span {
  font-size: 12px;
  font-weight: 800;
  letter-spacing: .08em;
  line-height: 1.1;
  text-transform: uppercase;
}

.hero-person__rate strong {
  margin: 3px 0;
  color: var(--sdm-red);
  font-size: clamp(42px, 4.2vw, 58px);
  letter-spacing: -.055em;
  line-height: .95;
}

.hero-person__caption {
  position: absolute;
  z-index: 2;
  right: 20px;
  bottom: 14px;
  margin: 0;
  color: rgba(255, 255, 255, .78);
  font-size: 10px;
}

.benefit-card--online {
  border-color: transparent;
  background: linear-gradient(145deg, var(--sdm-red) 0%, #761428 100%);
  color: #fff;
  box-shadow: 0 20px 42px rgba(166, 25, 46, .24);
}

.benefit-card--online .benefit-card__icon {
  background: #f2b43f;
  color: var(--sdm-navy);
}

.benefit-card--online h3,
.benefit-card--online p {
  color: #fff;
}

.benefit-card__tag {
  width: fit-content;
  margin: 22px 0 -20px !important;
  padding: 5px 9px;
  border-radius: 999px;
  background: rgba(255, 255, 255, .16);
  font-size: 10px !important;
  font-weight: 800;
  letter-spacing: .07em;
  text-transform: uppercase;
}

body.has-sticky-cta {
  padding-bottom: 104px;
}

.sticky-cta {
  position: fixed;
  z-index: 70;
  left: 50%;
  bottom: 18px;
  width: min(720px, calc(100% - 32px));
  padding: 8px;
  border: 1px solid rgba(0, 40, 85, .12);
  border-radius: 999px;
  background: rgba(255, 255, 255, .95);
  box-shadow: 0 20px 60px rgba(0, 40, 85, .24);
  opacity: 0;
  pointer-events: none;
  transform: translate(-50%, calc(100% + 44px));
  transition: opacity 220ms ease, transform 220ms ease;
  backdrop-filter: blur(16px);
}

.sticky-cta.is-visible {
  opacity: 1;
  pointer-events: auto;
  transform: translate(-50%, 0);
}

.sticky-cta__inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
}

.sticky-cta__inner > div {
  min-width: 0;
  padding-left: 17px;
  display: grid;
}

.sticky-cta__inner strong {
  overflow: hidden;
  color: var(--sdm-navy);
  font-size: 14px;
  line-height: 1.25;
  text-overflow: ellipsis;
  white-space: nowrap;
}

.sticky-cta__inner span {
  color: var(--muted);
  font-size: 12px;
}

.sticky-cta .btn {
  min-width: 190px;
  flex: 0 0 auto;
}

@media (max-width: 760px) {
  .landing-hero__inner {
    gap: 28px;
  }

  .hero-person {
    min-height: 390px;
    border-radius: 26px;
  }

  .hero-person--no-image {
    min-height: 300px;
  }

  .hero-person img {
    min-height: 390px;
    object-position: 58% center;
  }

  .hero-person__rate {
    top: 16px;
    left: 16px;
    min-width: 148px;
    padding: 13px 15px 15px;
    border-radius: 18px;
  }

  .hero-person__rate strong {
    font-size: 40px;
  }

  .hero-person--no-image .hero-person__rate {
    min-width: 230px;
    padding: 23px 27px 26px;
  }

  .hero-person--no-image .hero-person__rate strong {
    font-size: 66px;
  }

  body.has-sticky-cta {
    padding-bottom: 92px;
  }

  .sticky-cta {
    bottom: 0;
    width: 100%;
    padding: 9px max(12px, env(safe-area-inset-right)) calc(9px + env(safe-area-inset-bottom)) max(12px, env(safe-area-inset-left));
    border-right: 0;
    border-bottom: 0;
    border-left: 0;
    border-radius: 22px 22px 0 0;
  }

  .sticky-cta__inner > div {
    padding-left: 4px;
  }

  .sticky-cta .btn {
    min-width: 150px;
    min-height: 50px;
    padding-inline: 18px;
  }
}

@media (max-width: 390px) {
  .hero-online-tag {
    margin-bottom: 14px;
    padding: 8px 12px;
    font-size: 11px;
  }

  .hero-person {
    min-height: 330px;
  }

  .hero-person--no-image {
    min-height: 270px;
  }

  .hero-person img {
    min-height: 330px;
  }

  .hero-person__caption {
    right: 12px;
    bottom: 10px;
    font-size: 8px;
  }

  .sticky-cta__inner strong {
    font-size: 12px;
  }

  .sticky-cta__inner span {
    font-size: 10px;
  }

  .sticky-cta .btn {
    min-width: 132px;
    padding-inline: 14px;
    font-size: 14px;
  }
}

/* Hero focus: product promise, rate and conditions in one view */
.landing-hero__inner {
  grid-template-columns: minmax(0, .9fr) minmax(520px, 1.1fr);
  gap: 68px;
}

.landing-hero h1 {
  max-width: 650px;
}

.landing-hero h1 span {
  color: #f1b9c1;
}

.hero-focus {
  position: relative;
  min-width: 0;
  padding: 36px 38px 38px;
  border: 1px solid rgba(255, 255, 255, .25);
  border-radius: 34px;
  overflow: hidden;
  background:
    radial-gradient(circle at 82% 18%, rgba(242, 180, 63, .34), transparent 24%),
    linear-gradient(145deg, rgba(255, 255, 255, .11), rgba(255, 255, 255, .035));
  box-shadow: 0 34px 80px rgba(0, 0, 0, .2);
  color: #fff;
  isolation: isolate;
}

.hero-focus::before {
  content: '';
  position: absolute;
  z-index: -1;
  top: -120px;
  right: -90px;
  width: 330px;
  height: 330px;
  border: 62px solid rgba(255, 255, 255, .055);
  border-radius: 50%;
}

.hero-focus__label {
  margin: 0;
  color: rgba(255, 255, 255, .72);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: .11em;
  text-transform: uppercase;
}

.hero-focus__rate {
  margin-top: 8px;
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.hero-focus__rate strong {
  color: #fff;
  font-size: clamp(104px, 10.5vw, 156px);
  font-weight: 800;
  letter-spacing: -.085em;
  line-height: .9;
}

.hero-focus__rate > span {
  padding-top: 17px;
  display: grid;
  gap: 4px;
}

.hero-focus__rate b {
  color: #f2b43f;
  font-size: clamp(44px, 5vw, 72px);
  line-height: .8;
}

.hero-focus__rate small {
  color: rgba(255, 255, 255, .82);
  font-size: 13px;
  font-weight: 800;
  letter-spacing: .07em;
  text-transform: uppercase;
}

.hero-focus__qualifier {
  max-width: 390px;
  margin: 9px 0 30px;
  color: rgba(255, 255, 255, .72);
  font-size: 14px;
  line-height: 1.45;
}

.hero-focus__facts {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 10px;
}

.hero-focus__facts div {
  min-height: 116px;
  padding: 18px 17px;
  border: 1px solid rgba(255, 255, 255, .18);
  border-radius: 20px;
  display: grid;
  align-content: space-between;
  background: rgba(0, 40, 85, .38);
  backdrop-filter: blur(12px);
}

.hero-focus__facts span {
  color: rgba(255, 255, 255, .66);
  font-size: 12px;
  font-weight: 700;
}

.hero-focus__facts strong {
  color: #fff;
  font-size: 18px;
  line-height: 1.18;
}

@media (max-width: 1100px) {
  .landing-hero__inner {
    grid-template-columns: minmax(0, .9fr) minmax(420px, 1.1fr);
    gap: 38px;
  }

  .hero-focus {
    padding: 30px;
  }

  .hero-focus__facts strong {
    font-size: 16px;
  }
}

@media (max-width: 760px) {
  .landing-hero__inner {
    grid-template-columns: 1fr;
    gap: 34px;
  }

  .hero-focus {
    padding: 26px 22px 22px;
    border-radius: 26px;
  }

  .hero-focus__rate strong {
    font-size: clamp(84px, 27vw, 116px);
  }

  .hero-focus__rate b {
    font-size: clamp(40px, 13vw, 58px);
  }

  .hero-focus__qualifier {
    margin-bottom: 22px;
  }

  .hero-focus__facts {
    grid-template-columns: 1fr;
  }

  .hero-focus__facts div {
    min-height: 76px;
    padding: 15px 17px;
    grid-template-columns: 88px 1fr;
    align-items: center;
    gap: 12px;
  }

  .hero-focus__facts strong {
    font-size: 17px;
  }
}

@media (max-width: 390px) {
  .hero-focus {
    padding: 22px 18px 18px;
  }

  .hero-focus__rate {
    gap: 8px;
  }

  .hero-focus__rate > span {
    padding-top: 12px;
  }

  .hero-focus__rate small {
    font-size: 11px;
  }
}

/* SDM Bank brand alignment: restrained, clear and service-oriented */
:root {
  --radius-xl: 20px;
  --radius-lg: 14px;
  --radius-md: 8px;
  --paper: #f4f6f8;
  --line: #d9dfe5;
  --shadow: 0 14px 36px rgba(0, 40, 85, .1);
  --shadow-soft: 0 6px 20px rgba(0, 40, 85, .07);
}

.site-header {
  border-bottom: 1px solid #e2e6ea;
  box-shadow: none;
}

.main-nav a {
  color: var(--sdm-navy);
}

.btn,
.main-nav .btn {
  border-radius: 6px;
  box-shadow: none;
}

.btn:hover {
  box-shadow: none;
  transform: none;
}

.menu-toggle {
  border-radius: 6px;
}

.landing-hero,
.product-hero {
  border-bottom: 1px solid #d8e0e8;
  background: #eaf2fa;
  color: var(--sdm-navy);
}

.landing-hero::before,
.product-hero::before {
  display: none;
}

.landing-hero__inner {
  min-height: 620px;
  padding-top: 72px;
  padding-bottom: 84px;
}

.landing-hero h1,
.product-hero h1 {
  color: var(--sdm-navy);
}

.landing-hero h1 span {
  color: var(--sdm-red);
}

.landing-hero__lead,
.product-hero__lead {
  color: #44515b;
}

.eyebrow--light,
.product-hero__term,
.product-hero__rate span,
.hero-note {
  color: #596670;
}

.product-hero__term::before {
  background: var(--sdm-red);
}

.hero-online-tag {
  padding: 8px 12px;
  border-radius: 4px;
  background: var(--sdm-red);
  color: #fff;
  box-shadow: none;
}

.hero-online-tag span {
  color: #fff;
}

.hero-note img {
  border: 1px solid #d7dde3;
}

.hero-focus {
  padding: 18px 0 18px 54px;
  border: 0;
  border-left: 1px solid #c4ced8;
  border-radius: 0;
  overflow: visible;
  background: transparent;
  box-shadow: none;
  color: var(--sdm-navy);
}

.hero-focus::before {
  display: none;
}

.hero-focus__label {
  color: #6c7780;
}

.hero-focus__rate strong {
  color: var(--sdm-red);
}

.hero-focus__rate b {
  color: var(--sdm-navy);
}

.hero-focus__rate small {
  color: #596670;
}

.hero-focus__qualifier {
  color: #596670;
}

.hero-focus__facts div {
  min-height: 108px;
  border-color: #d6dde4;
  border-radius: 8px;
  background: #fff;
  backdrop-filter: none;
}

.hero-focus__facts span {
  color: #6b757d;
}

.hero-focus__facts strong {
  color: var(--sdm-navy);
}

.product-hero__rate strong {
  color: var(--sdm-red);
}

.product-hero .btn--outline {
  border-color: var(--sdm-navy);
  background: transparent;
  color: var(--sdm-navy);
}

.product-hero .btn--outline:hover {
  border-color: var(--sdm-navy);
  background: rgba(0, 40, 85, .06);
}

.hero-summary,
.hero-offers {
  border: 1px solid #d6dde4;
  border-radius: 14px;
  background: #fff;
  box-shadow: var(--shadow-soft);
}

.product-switcher {
  margin-top: -34px;
}

.product-switcher__inner {
  border: 1px solid #d9dfe5;
  border-radius: 12px;
  box-shadow: var(--shadow-soft);
}

.product-switcher a {
  border-radius: 6px;
}

.product-card {
  border-radius: 14px;
  box-shadow: none;
}

.product-card:hover {
  box-shadow: var(--shadow-soft);
  transform: translateY(-2px);
}

.product-card::after {
  display: none;
}

.product-card:nth-child(2) {
  border-color: rgba(166, 25, 46, .48);
  background: #fff;
}

.product-card__rate {
  border-radius: 4px;
}

.benefit-card,
.journey-item,
.faq-item,
.condition-grid,
.disclosure {
  border-radius: 10px;
  box-shadow: none;
}

.benefit-card--online {
  border-color: #bfd0df;
  background: #e7f0f8;
  color: var(--sdm-navy);
  box-shadow: none;
}

.benefit-card--online .benefit-card__icon {
  background: var(--sdm-navy);
  color: #fff;
}

.benefit-card--online h3,
.benefit-card--online p {
  color: var(--sdm-navy);
}

.benefit-card__tag {
  border-radius: 4px;
  background: var(--sdm-red);
  color: #fff !important;
}

.section-heading h2,
.split-copy h2,
.journey-copy h2 {
  font-size: clamp(34px, 4.4vw, 54px);
  letter-spacing: -.025em;
}

.sticky-cta {
  border-radius: 10px;
  box-shadow: 0 10px 28px rgba(0, 40, 85, .16);
  backdrop-filter: none;
}

@media (max-width: 760px) {
  .landing-hero__inner,
  .product-hero__inner {
    padding-top: 48px;
  }

  .hero-focus {
    padding: 28px 0 0;
    border-top: 1px solid #c4ced8;
    border-left: 0;
    border-radius: 0;
  }

  .hero-focus__facts div {
    min-height: 72px;
  }

  .product-switcher__inner {
    border-radius: 10px;
  }

  .sticky-cta {
    border-radius: 10px 10px 0 0;
  }
}